Buying a home or investment property is often the biggest financial commitment you will make. It is crucial, especially when buying in another country, that you get current, expert, independent advice.
We search the whole of the market to find the most relevant, cost-effective product for your particular circumstances. An expert in the international mortgage arena with over 25 years of financial services experience, we will guide you, step by step, through the often-complex process.
We have access to lenders who lend to UK nationals living and working overseas on standard rates even if their earnings are not in Sterling.
We can help you if you’d like to:
Peritus International can provide both UK residents and expatriates with completely independent advice on all aspects of UK mortgages.
We advise on everything from the usual mortgage, remortgage and buy-to-let, through to development finance and bridging and secured loans.
In addition, we offer advice on:
Our team of UK-based administrators ensure the process is smooth and efficient. They will keep you informed at every step of the application.
Your home may be repossessed if you do not keep up repayments on your mortgage.
You should also be aware of currency when buying an international property.
A property’s relative value will typically reflect currency changes as well as property market movements
and changes in the exchange rate may increase the sterling equivalent of a mortgage debt.
A fee of between 1% of the loan amount with a minimum charge of £1,295.00 and capped at £2,500.00 is payable for advising you on a suitable Mortgage. This fee is payable once we have obtained your mortgage offer. We will also receive commission from the lender which is generally a percentage of the loan amount.
The FCA do not regulate most forms of Buy to Let.
International clients are not afforded the same protection as UK clients under the Financial Services Compensation Scheme (FSCS).
